As authorized representatives for all the major financial institutions in British Columbia, we work for you to get you the best interest rate and lowest cost of ownership. Serving all of Vancouver Island and parts of the lower mainland. We make getting your new car, truck, van, or SUV easy.
A: We serve all of Vancouver Island. Whether you live in Nanaimo, Port Alberni, Sechelt, Ladysmith, Lake Cowichan, Gibsons, Cumberland, Chemainus, Courtenay, Powell River, Duncan, Vancouver, Ucluelet, Campbell River, Sooke or anywhere in between. We can communicate via telephone, email, text and Facebook for most things and please ask about our “out of town” program for our customers coming from other areas. We work with you to make it easy to get you driving!
A: We can help. Banks are not surprised by less than perfect credit and our dealership has access to numerous options to get you driving while rebuilding your credit. Remember, “your credit rating is not a reflection of your personal worth – it is merely a credit reporting tool” – Margaret H. Johnson. The good news is you can always rebuild it over time!
A: When a person has a low credit score rating, it can be very tough to get a credit card or a loan through regular means. Obtaining a car loan is typically much easier. This is because car dealerships have many lenders that they work with. Car loan lenders also know that their loans are secured by vehicles as well. Staying on top of your debt obligations and making all your payments on time will be of primary importance in rebuilding your credit. Getting a car loan and successfully managing the repayment of that loan, along with your other debts, will go a long way towards getting your rating back on track.
A: Each bank has different requirements; some of the documents the bank may want to see are: Government issued identification, most recent paystubs, proof of residence i.e. utility bill and a void cheque. Not all applications require this documentation but getting it prepared can help to get you approved fast.
A: Your credit file contains information on all of your credit accounts submitted to the credit bureaus, including balances, limits, payment history; as well as, your identification information, occupation, and employment history. • Inquiries made by credit grantors • Credit history and banking information • Cell Phone payments • Secured loans • Collections • Judgments, foreclosures, garnishments • Credit Counseling, Consumer Proposals to creditors, • Bankruptcies
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